Exclusive Mobile Apps Every Wealthy Person Uses to Enrich their Lifestyle!

What apps do millionaires use—and why are they so different from the ones most people choose? While many use Instagram, Airbnb, or Amazon, the wealthy prefer a different set of apps. These focus on exclusivity, speed, and personal service. They aren’t made for everyone—they’re built for people who expect more. These luxury apps do more than save time. They show status, remove hassle from big purchases, and offer access that regular platforms don’t provide. In this guide, we break down the top apps for rich people and show what makes each one stand out.

What Makes an App Truly Luxury

Luxury mobile usage is on the rise—and it’s not just about aesthetics. According to a 2024 Bain & Company report, digital luxury sales are set to surpass $80 billion globally by the end of the year, with 35% of high-net-worth individuals using mobile apps for exclusive services and purchases. This shift reveals a clear demand for tools that match the speed, privacy, and standards of wealthy lifestyles.

A true luxury app delivers more than convenience—it offers access, privacy, and control. These apps serve users who value time, discretion, and status. Most start with exclusive entry: income verification, invites, or high fees keep the community private and filtered, as seen in Luxy or Rich Kids. Top apps for rich people also offer personal service. Instead of chatbots, users get concierge teams or real-time support, like FlyBlade’s charter agents or Quintessentially’s lifestyle managers. Every interaction feels direct and human. To deliver that level of performance, developers must consider not just UI and speed, but the full context of how apps are developed for high-net-worth users.

Privacy comes built-in. Platforms like Raya or Sotheby’s limit visibility, protect user data, and keep elite interactions discreet. Add to that a polished design, fast response times, and early access to rare products or bookings, and you get the formula for a millionaires app. In this space, function matters—but experience defines the value.

Top 10 Luxury Apps for Rich People

Not every app on a millionaire’s phone looks familiar. The world’s wealthiest users don’t browse discount marketplaces or scroll mainstream feeds for fun—they expect digital tools that match the pace, privacy, and expectations of their lifestyles. Instead of free downloads and in-app ads, they use platforms that deliver exclusivity, service, and speed. The most popular luxury apps focus less on mass adoption and more on elite access, concierge convenience, and refined experiences. Behind many of these platforms stands a specialized fintech app development company that understands the digital habits and security demands of high-net-worth users.

1. FlyBlade

FlyBlade stands out as one of the most widely used luxury apps among high-net-worth travelers. It offers on-demand access to helicopters, jets, and seaplanes, primarily operating routes in New York, Miami, Los Angeles, and the Hamptons. Unlike commercial flight apps, FlyBlade focuses on speed and status. Users book flights with a single tap and avoid airports entirely. For many, this millionaires app replaces ground transportation during peak hours and provides crowd-free access to premium lounges. Group charter options and scheduled routes also make it a favorite among business travelers and elite weekenders alike.

2. Revolut

Aspire positions itself as a digital financial service app Revolut alike built for high-income users and global professionals. Unlike standard neobanks, Aspire blends the flexibility of apps like Revolut with upgraded financial services: multi-currency accounts, concierge spending insights, and borderless business tools. What makes Aspire a luxury app is its focus on elevated user experience and account management designed for entrepreneurs, investors, and frequent international travelers. It offers high transaction limits, instant currency exchange, and premium virtual card features. Aspire works well for those who want Revolut’s agility but with tools that better suit a wealthy lifestyle.

3. Rich Kids

For those who want to display their wealth in a controlled space, Rich Kids provides a private Instagram-style platform with a $1,000 monthly fee. This app limits access to only verified wealthy users, making it one of the most selective apps for rich people. Members post photos of luxury assets—jets, jewelry, rare art—with zero risk of spam or outsiders. Unlike regular social media, Rich Kids enforces a digital class system that mirrors offline circles. It turns lifestyle into performance and gives users a high-status space to share without dilution.

4. James Edition

James Edition acts as a full-scale shop like a millionaire app. It lists everything from $25 million villas to one-of-a-kind Bugattis and rare Patek Philippe watches. Categories range from jets and yachts to collectible art and real estate. Users browse by item, price, or brand—Rolex, Ferrari, or Gulfstream. It’s more than a store; it’s a luxury catalog for billionaires. Each listing includes contact details, private negotiation options, and verified seller credentials. James Edition replaces the need for auction houses and elite brokers by centralizing high-end listings in a single interface.

5. Inspirato 

Inspirato is not a booking app—it’s a members-only luxury travel club. After a steep initiation fee (starting at $10,000), users unlock access to exclusive vacation properties, curated itineraries, and private experiences. Think Aspen ski lodges, Tuscan villas, or oceanfront mansions in Turks and Caicos. With staff on-site and a concierge assigned to every trip, Inspirato sets a new standard for luxury apps in the travel space. Members can browse, plan, and manage their bookings through the app, eliminating the need for third-party travel agents.

6. HushHush

HushHush promotes itself as the Amazon for millionaires, offering everything from armored SUVs to diamond-encrusted home decor. Listings include descriptions, private buyer support, and sometimes even the ability to commission custom luxury items. What sets HushHush apart is its editorial content and seasonal curation—Valentine’s Day gifts, summer collections, or “most expensive” showcases. The app appeals to buyers who expect both quality and novelty in every transaction. It’s one of the few apps for rich people that blends e-commerce and luxury editorial in a mobile format.

7. Quintessentially Lifestyle

Quintessentially is a 24/7 concierge service turned into a mobile platform. It helps members secure hard-to-get restaurant reservations, VIP tickets, private tours, and custom experiences in 60+ cities. For wealthy users who travel frequently or want access to hidden events, this wealthy app acts like a global butler. From blocking off the Sydney Harbour Bridge for a marriage proposal to organizing yacht weddings in Monaco, the app handles once-in-a-lifetime requests on demand.

8. iVIP Black 

Often called the “Millionaires’ App,” iVIP Black offers premium treatment at partner venues worldwide. Members receive perks like complimentary hotel upgrades, private transfers, and luxury gifts. The app has a one-time cost of £999 and only accepts users who prove their wealth. What makes iVIP Black unique is its network—users gain access to exclusive clubs, high-end retailers, and private events. This luxury app redefines loyalty programs by combining prestige access with real-world benefits.

9. Sotheby’s International Realty

The Sotheby’s Realty app connects buyers with luxury homes across the world. Each listing includes high-definition images, video tours, and real-time communication with Sotheby’s agents. The app supports purchases and rentals, and it filters listings by design style, location, and prestige. Unlike Zillow or Redfin, this luxury app focuses entirely on properties valued in the millions and serves buyers who prefer discretion and speed.

10. Luxy

Luxy operates as a high-barrier dating app for successful individuals who prefer to connect within elite circles. To join, users either verify an annual income above $200,000 or receive approval through community voting. Profiles reflect wealth, influence, and aesthetics.

This millionaires app includes perks like virtual gifts, in-app luxury shopping, and access to global parties in cities such as Paris, Milan, and New York. It combines matchmaking with a lifestyle experience, drawing CEOs, models, founders, and investors into a gated ecosystem.

Every one of these apps reflects the values of its users. They reduce friction, increase control, and turn convenience into a luxury service. But more importantly, they reinforce identity. These aren’t just apps for rich people—they’re digital symbols of power, access, and lifestyle. In a world where mobile platforms shape everything from travel to dating, the ultra-wealthy rely on a small circle of apps that protect their time, privacy, and status. While most people look for apps that help them save, millionaires look for apps that help them stand apart.

Conclusion

Luxury apps don’t follow the rules of mainstream platforms. They skip ads, ignore mass appeal, and focus on features that matter to wealthy users—exclusive access, real-time service, privacy, and seamless design. Every app for rich people featured in this guide answers a specific need, but more than that, each one reinforces a lifestyle built on precision and control. In a market flooded with downloads, only a few apps match the experience that high-net-worth users expect. And in that difference lies the true definition of digital luxury.